Before you start selling online, you need to decide how you will accept payment from your customers.
This decision will influence which shopping cart you will use to create your online store.
For small businesses and new online stores, we recommend the use of Paypal Express Checkout.
When your business grows, you can move to having a merchant account with an Australian Bank and use their Payment Gateway directly.
It usually requires some effect to apply for an Australian merchant account. For example, you may need to have a minimum amount of revenue and a business plan to be eligible.
When you apply, make sure you are applying for a merchant account with access to the banking institution's online payment gateway.
There will also be a higher setup fee and annual fee. However, a merchant account will usually incur a smaller per transaction fee so it is suitable for merchants who do a lot of transactions.