It is up to you the user/account holder to keep your Magento secure and up to date.
You should check for security updates at least once a week.
Install security plugins such as:
http://www.magentocommerce.com/magento-connect/magefirewall-security.html
http://www.magentocommerce.com/magento-connect/et-ip-security.html
We have not tried these plugins ourselves, so it is up to you the user to install and test these plugins.
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